You can obtain your Fire and Casualty license (also known as Property and Casualty), Life Agent Combo license, Life only license, Accident and Health license, Limited Lines Auto license, and/or a Personal Lines license.

The 12 hour difference is the California Code and Ethics portion. You are only required to complete the 12 hours of Code and Ethics once. So if you have a active license or you have completed a 52 hour course then you would only be required to complete the 40 hour course. If this is your first license then you will need the 52 hour Certificate of Completion to sit for the State exam. Also, when taking any of the 20 hour courses you will also need the 12 hour Code and Ethics course in order to obtain one of those license.

The State exam for 52 and 40 hour courses contain 150 multiple choice questions. For Limited Lines Auto and Personal Lines courses the exam is 60 multiple choice questions and for Life only and Accident and Health the exam is 75 multiple choice questions. You must receive a score of at least 70% in order to pass the exam. You may retake the exam 2 consecutive times and then must wait 30 days to sit for the exam on your 3rd attempt. For your 4th attempt there is no waiting period. You must then wait 60 days before your 5th attempt and for your 6th attempt there is no waiting period. “For Life-Only Agents and/or Accident and Health Agents, Fire and Casualty Broker-Agents, Personal Lines Broker-Agents, and Limited Lines Automobile Insurance Agents only: Pursuant to Section 2182 of the California Code of Regulations if you fail or fail to appear for the examination two times, you will not be permitted to retake the examination for a period of third (30) days. If you fail or fail to appear two more times after the thirty (30) day-period, you will not be permitted to retake the examination for a period of sixty (60) days. Failure to Appear: If an examinee fails to appear at the time and place set for the examination, the examinee shall be deemed to have failed the examination (Section 1683 of the California Insurance Code).”

No approval or sponsorship is required. You may take the course without knowing what company you want to work for. If you complete the course, you may sit for the exam even without company sponsorship, but note that you will not be able to conduct insurance business without a company appointment. You will have a valid insurance license, but it will be inactive until a company sends an appointment to the CA. DOI on your behalf.

You may begin immediately after filling out your registration online. Your account could be suspended if your payment does not go through, but we allow immediate access even without processing your payment. You have 90 days to complete the course.

You must check with the CA Department of Insurance to verify how many required hours you will need. Some states do not require pre-licensing education, therefore to transfer your license you would still need to complete the 52 hrs of prelicensing. The D.O.I. website is www.insurance.ca.gov D.O.I. Phone # 800-967-9331

If your license and certificate of completion have both expired you will need to take the course again. A new certificate is needed to sit for the state exam. If your certificate of completion has not expired you may take it and sit for the state exam without going through the course work again. Certificates are good for 3 years.

Yes. You may register and complete multiple courses at one time but you can only log into one course at a time. In other words, you may register for both FC and Life agent courses, but you cannot have both courses open at the same time. You have to be logged into one at a time.

Purchasing and reading the book does not satisfy the Department of Insurance required hours to receive a certificate. You must purchase the online version of our course in order to receive the hours and certificate needed to take the DOI state exam.