Important Update To California Licensing Requirements

January 6, 2026

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This newsletter highlights an important update to California insurance licensing requirements, outlining the new 12-hour ethics and Insurance Code study mandate required to sit for the state licensing exam. While the eligibility requirements have changed, the difficulty and scope of the exam remain the same, making proper preparation essential. The article emphasizes the importance of comprehensive pre-licensing education and introduces available study tools designed to help candidates improve readiness and increase their chances of passing.

Important Update to California Licensing Requirements

The California Department of Insurance has updated the qualifications required to sit for the insurance licensing exam. Candidates are now required to complete 12 hours of approved study on ethics and the California Insurance Code, including 1 hour dedicated to insurance fraud. This is the requirement needed to be eligible to take the state licensing exam.

However

This change does not make the licensing exam easier. The state exam still covers policy concepts, coverages, definitions, and real-world scenarios, not just ethics and the Insurance Code.

Education Still Matters

Completing only the 12 required hours might get you in the door, but it does not guarantee you’ll be ready to pass. Proper preparation remains critical to understanding the full breadth of insurance.

Get Prepared Today

Enroll in our comprehensive California pre-licensing courses to increase your chances of success. Start now and take advantage of special pricing.

Extras We Offer to Help

  • Video Cram: Access targeted review videos that focus on the most important information in a fast, engaging cramming style.
  • StudyHall Exam Simulator: Realistic practice exams with thousands of questions and AI-powered Smart Quizzes that focus on the areas you need to improve most.

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