Property and Casualty (also known as Fire and Casualty) is the course you will need to obtain your California Property & Casualty Broker/Agent license. A property and casualty licensee is a person authorized to act as an insurance agent, broker, or solicitor for products such as but not limited to: auto, motorcycle, residential, flood, earthquake, liability and more. A property and casualty licensee is also authorized to transact, commercial insurance products and workers' compensation. This property and casualty course INCLUDES the 12 hour Code and Ethics. This Ethics course ALSO includes the One-Hour Anti-Fraud Training..

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Life and Accident and Health Combo + Code & Ethics is the course you will need to obtain both Life and Accident & Health licenses (Basically 1 for 2, one course for two licenses). A Life and Accident & Health licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on human lives, endowments, annuities, accidental death, disability income, sickness, bodily injury, 24 hour Care coverage, as well as Long Term Care insurance. This course INCLUDES the 12 hour Code and Ethics. This Ethics course ALSO includes the One-Hour Anti-Fraud Training..

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Property and Casualty (also known as Fire and Casualty) is the course you will need to obtain your California Property & Casualty Broker/Agent license. A property and casualty licensee is a person authorized to act as an insurance agent, broker, or solicitor for products such as but not limited to: auto, motorcycle, residential, flood, earthquake, liability and more. A property and casualty licensee is also authorized to transact, commercial insurance products and workers' compensation. This course EXCLUDES the 12 hour Code and Ethics. You would only take this course if you already have a 12 hour Code and Ethics certificate of completion.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Life and Accident and Health Combo is the course you will need to obtain both Life and Accident & Health licenses (Basically 1 for 2, one course for two licenses). A Life and Accident & Health licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on human lives, endowments, annuities, accidental death, disability income, sickness, bodily injury, 24 hour Care coverage, as well as Long Term Care insurance. This course EXCLUDES the 12 hour Code and Ethics. You would only take this course if you already have a 12 hour Code and Ethics certificate of completion.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Personal Lines is the course you will need to obtain your Personal Lines license. A Personal Lines licensee is a person authorized to act as an insurance agent, broker, or solicitor for the same products as a Property and Casualty EXCEPT for commercial insurance products and workers' compensation. You will also need the 12 hour Code and Ethics course in order to obtain this license.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

The Personal Lines Broker-Agent licensee who would like to apply to become a Property Broker-Agent and Casualty Broker-Agent licensee is required to take the Commercial Only examination. This Commercial Only exam will authorized the licensee to act as an insurance agent, broker, or solicitor for products such as but not limited to: Commercial Property, Commercial Automobile, Casualty Insurance, Businessowners policy, Commercial Package policy, Inland and Ocean Marine, Crime policy, Surety and General Bonds, Umbrella and Excess Liability as well as Workers' Compensation. Along with the Commercial Only online course, you will also need the 12 hour Code and Ethics course in order to obtain this license.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Property is the course you will need to obtain your Property license. Property lines of authority are defined as insurance coverage for the direct or consequential loss or damage to property of any kind. A Property Only licensee is a person authorized to act as an insurance agent, broker, or solicitor for products such as but not limited to: Businessowners policy, Commercial Multiple Peril, Commercial Property Coverage, Crop Insurance, Earthquake Insurance, Dwelling Property, Equipment Breakdown, Flood Insurance, Homeowners Personal Property, Inland Marine and Livestock. You will also need the 12 hour Code and Ethics course in order to obtain this property insurance license.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Casualty is the course you will need to obtain your Casualty license. A Casualty line of authority is defined as insurance coverage against legal liability, including that for death, injury or disability or damage to real or personal property. A Casualty Only licensee is a person authorized to act as an insurance agent, broker, or solicitor for products such as but not limited to: Auto liability, Commercial General liability, Employment Practice liability, Personal and Professional liability, Umbrella or Excess liability, Watercraft as well as Workers' Compensation. You will also need the 12 hour Code and Ethics course in order to obtain this casualty insurance license.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

The Limited Lines Auto course is required for the Limited Lines Automobile Agent license (note that this license is agent only, not broker). This means that the person cannot charge fees and must be appointed by an insurer or business entity. This Limited Lines Auto license authorizes the transaction of automobile insurance for the private, non-commercial use of the insured motor vehicle with a load capacity of 1,500 pounds or less. Automobile is defined as a motor vehicle for private passenger type vehicles including motorcycles that are not used for public transportation nor rented to others. You will also need the 12 hour Code and Ethics course in order to obtain this license.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Life is the course you will need to obtain your Life Agent license (LO). A Life licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on human lives, endowments, annuities, accidental death and disability income. Along with the Life online course, you will also need the 12 hour Code and Ethics course in order to obtain this license.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

Accident and Health is the course you will need to obtain your Accident & Health Agent license (AH). A Accident & Health licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on sickness, bodily injury, accidental death, disability income, 24 hour Care coverage, as well as Long Term Care insurance. Along with the Accident & Health course, you will also need the 12 hour Code and Ethics course in order to obtain this license.

*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.

If you already have a 20/40 hour certificate or have an insurance license missing the California code and ethics requirement then this code and ethics course is for you. This is the required 12 hours of California Code and Ethics course. This Ethics course ALSO includes the One-Hour Anti-Fraud Training. Anyone moving into California with other State licenses will be required to complete this course.

*You will receive 90 days access to the above course.

Access days start from the first time you login to the selected program (or after 30 days whichever is sooner) and are consecutive.