Insurance Continuing Education Provider Number: 200343
Success CE, Inc. provides this information as a courtesy to individuals who are subject to Alabama Insurance Continuing Education requirements. Our comprehensive guide provides essential insights for individuals fulfilling Alabama insurance CE obligations. To ensure compliance with potential regulatory changes, we recommend contacting your state’s insurance department. While we make diligent efforts to provide accurate and current information; Success CE, Inc. nor it’s employees warrant or represent that this information presented is accurate and current. All details are subject to change without notice. Stay informed and meet Alabama’s continuing education requirements by exploring the essentials of Insurance CE.
Alabama Department of Insurance Contact Information
Alabama Department of Insurance
Producer’s Licensing Division
201 Monroe St. Suite 1700
Montgomery, AL 36130-3351
Contact/Phone: 334-269-3550
State Website: http://www.aldoi.gov/
For a listing of the State Departments of Insurance websites provided by the NAIC (National Association of Insurance Commissioners), please go to: http://www.naic.org/state_web_map.htm
License Status
Alabama Insurance CE Hours Required
- 24 CE hours (including 3 hours of ethics) required every license renewal compliance period.
- All producers and service representatives, are required to complete continuing education classes biennially (twenty-four (24) hours (of which 3 should be in ethics) for producers and twelve (12) hours (of which 2 should be in ethics) for service representatives. (Click here for more information)
- Individuals licensed for less than twelve months at the time of their first renewal are not required to complete the educational requirements, but must claim the CE exemption during renewal through NIPR (Click here for more information)
- A Producer’s license expires on the last day of the producer’s birth month, every 2 years. Producers with even birth years renew every even year. Producers with odd birth years renew every odd year.
Alabama State-Specific Insurance CE Courses
- Annuity – Regulation Best Interest: Before selling, soliciting, or negotiating Annuity in Alabama, producers are required to complete the annuity certification course in the state of AL. This certification requirement is a one-time only certification that went into effect on 1/1/2022.
- Initial 8-hour Long-Term Care: Before selling, soliciting, or negotiating LTC insurance in Alabama, producers must complete an initial 8-hour LTC training course.
- Ongoing 4-hour Long-Term Care: After completion of the 8-hour initial LTC training requirement, producers must complete 4 hours of approved LTC training every 24-months.
- Flood Certification: All resident insurance producers who sell federal flood insurance policies (NFIP) shall be required to complete a one-time 3-hour requirement on flood insurance.
Final Exam Regulations
- CE can be done by classroom, self-study, online instruction, and/or seminar obtained from an approved provider.
- All AL CE Final Exams are required to be taken as closed book.
- To pass the final exam, the score must be 70% or higher.
- Unlimited retakes can be utilized to reach the passing score.
- Online & paper exams are require a monitored final exam by a disinterested third party.
- A disinterested third party defined as: a minimum age of 18 years and any person except for family members or individuals who have a financial interest in the success of the student taking the examination. Co-workers can proctor but must not be above or below the student’s line of supervision.
Reporting to Your State/Regulatory Authority
- $1.00 per credit hour is required to report/file to your state.
- State Insurance completions are reported 2 times every business day. If course is completed after 2 PM PST, it will be reported the following business day.
- As an added service, we can Rapidly Report your completed courses the same business day for $25 per CE course.
- CFP is reported/filed with the CFP Board every Friday at 2pm PST.
Alabama Insurance CE Carry-Over Hours & CE Course Repetition
- Beginning January 1, 2013, excess credit hours earned in the previous biennial renewal period cannot be carried over to the next reporting period. Any excess is lost. (Click here for more information)
- Credit will not be accepted for any approved course more than once in any reporting period.
Method to Certify Completion
- The certificate of completion is available to print or download online immediately after you pass the final exam.
- The DOI or regulatory authority can take up to 30 days to process your new completion results on their systems.
Alabama Non-Resident Producer Requirements
- CE is not required for most non-resident AL insurance producers, however, some state specific requirements can be required.
- Initial 8-hour Long-Term Care: Before selling, soliciting, or negotiating LTC insurance in Alabama, non-resident producers must complete an initial 8-hour LTC training course OR an 8-hour NAIC LTC course from another state
- Ongoing 4-hour Long-Term Care: After completion of the 8-hour initial LTC training requirement, producers must complete 4 hours of approved LTC training every 24-months.
Alabama Insurance Producer Exemptions
- Non-residents of reciprocal states who have met the home state’s CE requirements.
- Producers that have been licensed for less than 12 months at the time of their first renewal.
- Producers that meet the exemption requirements will still need to comply with the LTC training.
- Active members of the Alabama legislature during any portion of the compliance period.
- Temporary license holders pending passage of the written examination for that line of insurance.
- Producers licensed in Alabama for 15 years and who are at least 60 years of age.
- NOTE: Any individual exempt from the requirements immediately prior to Jan 1, 2013, so long as the individual remains exempt according to the law at that time, unless the license is permitted to expire or is otherwise terminated and remains out of effect for a period of 12 consecutive months, in which case the exemption is no longer applicable. They may continue to request exemption unless the license goes inactive for over a year, in which case this exemption will no longer apply.
The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted. Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.